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You’re missing the value of property going up over time
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And the fact you need tens of thousands of moneys to buy a property, versus whatever rent is.
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I basically bought my first (only) house for 0 money down with first time homebuyers stuff. Ya I had to pay mortgage insurance for a while but my mortgage payment is less than what it would be to rent the same house by like, a lot.
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And renters miss the fact that by intelligently investing the renter’s dividend that I mentioned they could usually make a much better return than they can by investing it in their own property. Almost none of them even save that money, let alone invest it smartly.
Anyway, this debate is boring. Everyone is entrenched in their views.