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I figured there was something I was missing and I think thats it.
Fwiw, I really appreciate the long-ish form response. I feel most others were content to downvote and move on, but I feel I’ve learned something that I wasn’t otherwise motivated to go learn on my own.
Screw you how dare you be civil on social media
It’s my profession and I’m a little bit of a nut about it (in that I like the job, haha) plus many people do not understand taxes - nor should they because it’s been made SOOO unnecessarily complicated. So I’m always happy to try and explain our ridiculous system, lol. Thanks for reading it!