Overlay a county granular map of new housing starts in 2024, with a map of home insurance premiums rising, and you’ll likely soon see yet another way the entire US housing market is an outright fucking scam.

There are some exception areas, but basically?

Pretty much all the new homes are being built in areas that are expected to basically flood or burn down or be without utilities from blizzards or massive drought/heatwaves continuously, moving forward.

Efficient Market Hypothesis Confirmed.