Everyone is blaming older people, yet as I’ve seen older people approach the point where they should no longer drive, they limit themselves before anyone else does. That older neighbor driving to church once a week may be slow but they’ll probably be ok.
Meanwhile, it’s the people who have no physical/mental impairment who blow through stop signs and rights on red, who speed excessively, who drive drunk, who text and drive, who drive trucks bigger than they can keep in the lane, who can’t park between the lines, who rage drive ……. There are a lot of dangerous drivers who have nothing to do with being elderly, and many of these behaviors are more likely to cause injury/death
Women tend to pay less for car insurance than men. And it should come as no surprise that young drivers pay the most. Age correlates with driving experience and the risk of getting into a car accident.
If anything, speaking statistically, people are probably the least accident prone in their 50s-60s if they were good drivers all their life.
The high car insurance rates that young drivers pay start to go down at age 25. You’ll get the best rates in your 50s and early 60s
Funny, while I was in high school guys probably did have more fender benders but girls were the ones destroying cars and getting themselves killed. Of the four vehicle-related fatalities while I was in high school, three were girls at the wheel, one was one of their passengers.
And I’ve experienced the younger male gender to be more severe because they were more risk taking, go higher speeds and take out more vehicles than just themselves. Women tend to make mistakes and have less fatalities overall as they go slower and doesn’t involve another vehicle. And I’ve experienced this in more than one country. And more than one highschool. Hence why insurance companies don’t take your singular anecdote alone to set their standards. They’d lose money.
Every renewal should be a retest with increasing frequency after 55.
Everyone is blaming older people, yet as I’ve seen older people approach the point where they should no longer drive, they limit themselves before anyone else does. That older neighbor driving to church once a week may be slow but they’ll probably be ok.
Meanwhile, it’s the people who have no physical/mental impairment who blow through stop signs and rights on red, who speed excessively, who drive drunk, who text and drive, who drive trucks bigger than they can keep in the lane, who can’t park between the lines, who rage drive ……. There are a lot of dangerous drivers who have nothing to do with being elderly, and many of these behaviors are more likely to cause injury/death
The highest group for liability are actually teenage boys
It’s so much so that insurance companies know to charge the highest risk group statistically
If anything, speaking statistically, people are probably the least accident prone in their 50s-60s if they were good drivers all their life.
Funny, while I was in high school guys probably did have more fender benders but girls were the ones destroying cars and getting themselves killed. Of the four vehicle-related fatalities while I was in high school, three were girls at the wheel, one was one of their passengers.
And I’ve experienced the younger male gender to be more severe because they were more risk taking, go higher speeds and take out more vehicles than just themselves. Women tend to make mistakes and have less fatalities overall as they go slower and doesn’t involve another vehicle. And I’ve experienced this in more than one country. And more than one highschool. Hence why insurance companies don’t take your singular anecdote alone to set their standards. They’d lose money.
Thanks to cell phones and distracted driving, those numbers are steadily equalizing, making all teens more dangerous and expensive to insure.