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Within 5 minutes based upon what? Walking, driving? What time of day? You’d have to use a distance instead.
walking, of course
So, when is that determined? Under optimal conditions? Rush-hour? Snowstorm? If an 80 year old is being impacted more than a 30 year old, there will be discrimination lawsuits.
It’s so much easier to put it on a distance.youll never get it passed if it’s stupid at face value.
Also, if I co-own my house with the mortgage company until it’s paid off, does that mean my mortgage company can only write mortgages on houses within walking distance of their office? Who is walking? The CEO, the loan officer? Do they hire a speed-walker from the Olympics to increase their lending area?