Yes, I do have a full-time job, and I even enjoy it, but it doesn’t pay enough to survive in this hellscape of a world we live in. I lack the college degree required to get almost any decent-paying job (plus my last job hunt took MONTHS to get a lead), I don’t have the skills or originality to become an online content creator, nor the artistry or patience to create and sell trinkets on Etsy (plus, that would require an initial investment which I simply do not have). Should I set up a GoFundMe? OnlyFans? I wouldn’t really be offering anything except a charity basket/collection plate so that feels dishonest at best. Idk, I’m quite literally having a breakdown because I’m probably going to lose my car soon, and then my job, and then my apartment, and then my life. Any help at all would be appreciated. Thank you

  • @[email protected]
    19•5 months ago

    I lived for years without a car and then when I did get one, I bought a super shitty one in cash ($650 20 years ago). If you are able to get out from a car payment, that could free up some cash.

    During other lean times, I’ve gotten rid of entertainment experiences like internet, Netflix, cable, etc. and used the public library to fill the gap. And during one extreme period, I held 3 not classy jobs (like 50 hrs/wk) to make ends meet. Not sure what the economy is like in your area, but the McDonald’s by my house pays $20/hr, which can add up on top of another job.

    If you can get yourself pointed in the right direction, you should consider taking that moment to think about how to position yourself for the future. There are some decent online degree programs (WGU is very affordable and can be done around full-time jobs), which may be worth a small amount of debt. Obviously this is not a “follow your passion” moment - get a degree in something that will make getting a job easier or increase your income. I made the mistake of getting my undergrad in philosophy, which made me basically unhireable. So I later got an MBA, which opened a lot of doors. This was an expensive and time consuming path - hopefully you can learn from my error.

    I also want to call out that it can be a heap of work, so if you are feeling tired and overwhelmed, that isn’t unusual (or a shortcomg on your part).

    Hang in there, you got this.