GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
I don’t know how you got to the conclusion that OP was saying “all” and not being hypothetical.
Because hypothetical is a pointless and irrelevant discussion, and isn’t exclusive to the Cybertruck.
According to this comment thread and the article, these cars have abruptly stopped functioning with no warning. Do you not think it is only a matter of time before that occurs in a dangerous situation? Insurance companies base their decisions on statistics and probabilities. It is very much related to “hypotheticals”.
I literally just explained this in the comment you replied to.
It depends on what it means by “stopped functioning”. It could mean any of a hundred different failures. Did the screen shut off? Did it slam on the brakes at 60mph? Did it lose propulsion, and can simply be rolled off the road?
Once again, this is not remotely the first time cars have had issues like this and never before were their insurance policies canceled for something that never happened.
In other words, this ain’t it.
You did not.
This was the first time you made this point, so not sure why you say “again”.
They likely won’t disclose the real reasons. However I’m yet to be convinced that reliability wasn’t taken into account.
It’s rare for normal cars to shut down with no warning.
It’s pretty common for cybertrucks to do it.
Eventually that’s gonna happen on a highway. Insurance works by assuming the worst thing that can happen will happen and charging you appropriately. It’s far from irrelevant in this case.