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I estimate that the probability of injuring my arms and that no one else is around to call for help is low enough to not be worth the monthly subscription.
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I just take rentals for vacation.
Low probability, high salience. Know the difference.
I judge based on probability and severity, and the probability is small enough even though the severity is high for me to not be concerned.
Yeah we’re saying the same thing, you just less intelligently. Your risk assessment is also atrocious.
Okay… You seem needlessly confrontational…
You’re not alone on the road.
It’s incredibly unlikely that you’d be in such a bad accident that you couldn’t call for help; while simultaneously being isolated from the public to the point nobody saw your accident and started calling ems/police before you could.
That’s not to say it doesn’t happen; but I definitely wouldn’t be worried about it.
You obviously don’t live or drive in a semi-rural area at night with larger wildlife that tends to dart across the road in front of cars. All it takes is hitting a deer or javelina hard and going into a ditch.
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