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Correct. In capitalism one must profit off the necessities of life.
Also, when you buy a house, the cost of the mortgage is locked in…assuming you don’t do an adjustable rate mortgage which were never designed for long term homeownership.
Yessum. I knew someone who put 20k down on a house after saving for awhile, this was back in late 2010s. Locked in $385/mo. Still had the yearly taxes, which weren’t the worst.