Yeah, my state is way off too. I remember when I was making what they consider “getting by” for my state and I would not have said I was “getting by” at that point in my life. I was living in a small apartment in my friends’ house, had a car that was nearly 20 years old and had no money for savings…definitely not the 20% the article claims it factors in. And this was 14 years ago, so it’s only gotten worse since then.