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If they were actually motivated, they could’ve done something like tying student loan forgiveness to PPP loan forgiveness. Or packing the courts, or at least leveraging that as a threat the way FDR did.
Ultimately, I just don’t believe that the guy who spent decades working towards a right-wing agenda that included making student loans worse and harder to get rid of was actually motivated to do more than a token effort towards forgiveness. There’s this collective delusion that Biden suddenly transformed into an entirely different person the moment he became the nominee. He contributed to the problem because his donors paid him to, then, with the same donors, conveniently failed to address it. And yet somehow this gets trotted out as a point in favor.