This website contains age-restricted materials including nudity and explicit depictions of sexual activity.
By entering, you affirm that you are at least 18 years of age or the age of majority in the jurisdiction you are accessing the website from and you consent to viewing sexually explicit content.
Numbers in ledgers is a description of banking but money and banking are not the same thing.
Alternatively you could be describing money management, keeping a ledger of an account. Money management is the management of money but it is not money itself.
A collection of coins or bills is worth a certain amount and when you add or remove money the amount changes but you do not need to update any accounts.
I’m making a distinction between money as a system of abstracting wealth and what wealth practically means. You’re making a highly disputable philosophical argument about the ontological nature of money instead of engaging with the germaine ideas. Simply put: I don’t consider a physical representation of money to be money in-and-of-itself; I consider each bill to be a part of a grand fragmented ledger. Furthermore, bitcoin is literally a public ledger for which there is no physical exchange of any representation of money. As a final example, the Yap isles famously have a monetary system that has physical Incarnations but no physical exchange among the people of the isles. It’s literally just a public ledger that exists in the minds of those who use it.