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Would this not most likely still cause the same kind of financial collapse in the housing market that was mentioned as a possibility in the article linked by OP? If it is not possible to get insurance for an event (i.e. wildfire) that is likely(/definitely going) to occur, then I imagine buyers/real-estate developers would be less inclined to pay high prices in those regions.
You just can’t live any place and in such a fashion as shall certainly result in a loss
I’d think so, but just to a lesser extent?
I think we’re likely to see a collapse of housing markets in places like CA and FL no matter what.