A group of different bad people behind Zelle. But maybe enough to stop supporting those few South African ghouls working to role America and then the would beyond. You’ll need to decide where your line is, but deleting PayPal account and uninstalling their apps is a start. Maybe you go to Zelle and use that while you research if there is something decent somewhere.

Maybe it means going back to small credit unions? paper checks? Direct bank transfers with friends/family? Not sure what best alternatives is currently. Banking in general is just not really ever going to contain good people - maybe if we allow personal banking at the post office one day - but that’s a pipe dream as fascists are denying judges rulings and releasing January 6 criminals who tased a cop in the neck and admitted to it under oath.