Between rising costs of living, student-loan debt, and the too-easy doomscroll-to-checkout pipeline, of course we’re overspending more than ever.
  • ikt@aussie.zoneEnglish
    2·
    15 days ago

    tbh I find these articles unrelatable

    I’ve always followed things like

    https://earlyretirementextreme.com/

    https://mnmlist.com/

    https://www.mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/

    my mortgage is 1/6th of my monthly pay my next biggest spend is food because I am special needs XD and it drops off quite quick after that

    With an EV with home solar charging, a battery and heat pump, I should pay off my mortgage in the next few years and after that I’ll quickly be getting close to barista fire

    • Deckname@discuss.tchncs.de
      3·
      14 days ago

      So no student debt for you, good on ya. For me paying my Rent (+Internet and electricity) is already more than 1/4th of what i make, then food, then student loan (1/6th). So i can’t relate to the early retirement movement, tbh.

      • ikt@aussie.zoneEnglish
        1·
        14 days ago

        i only had a few thousands, thankful for tafe here in Australia

        This I can’t relate to

        Online, “You can see someone on a boat. You can see someone skydiving,” says Kara Perez, the financial educator behind the sustainable spending platform Bravely Go. “That leads to these questions of, ‘What am I doing wrong that I can’t afford that?’ Or, ‘You know what, I deserve that. Let me figure out a way to achieve that’ — which usually means, ‘Let me put that on my credit card.’” If you see that the whole world has flocked to Europe, you may not rush to book a ticket, but you may do something small to give yourself an immediate dopamine hit — DoorDashing yourself an Italian dinner, for example, or buying yourself a swimsuit for future Sicilian sunbathing.

        if you’re ordering doordash or uber eats and having trouble with money i don’t know what to say

        uber eats is the epitome of a waste of money