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The difficult part is not the software or even the hosting. It’s more about the network effects and the ability to let users monetize uploads, which in turn creates vast potential for abuse and fraud, which in turn has to be addressed by burning stupendous resources. At a certain point people stop wanting exposure or “making a difference” for their own sake, and instead want to get paid in genuine coin of the realm.
Absolutely, people still need money. So P2P would not solve that bit, but at least the donations can go directly towards content creation rather than having to cover server costs as well.