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If a property rental gets wrecked and the insurance, which the landlord pays, doesn’t cover it then who owes the bank the remainder of a loan equivalent to 5x the renters annual income?
A) The Tenant
B) The Landlord
If the insurance doesn’t cover it, the landlord fucked up. Should have gotten better insurance. Homeowner’s insurance is very cheap.
Even if the insurance does cover it, the tenant loses all their belongings and their housing.