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Putting aside the fact that musk is an asshole, the value of $100 to him is probably less than what 1 cent is worth to most other people, and I can imagine that if most people owed someone 1c, they would probably never get around to paying it.
It’s a different world for the ultra rich, and even more so for the ultra ultra ultra ultra richest.
That’s because you don’t have a billionaire’s brain. They’re somewhere between “I don’t give a damn about these people” and “LOL! Look how I stiffed these losers!”