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When apple pay became a thing (and gov wallet app soon after) my distilled wallet had three bank cards and 1 ID.
My phone wallet now has 10 bank cards, gov ID, drivers license and 4 loyalty cards and 1 transit related info card.
10 bank cards? how many accounts do you have 😵💫
I can’t speak to living that lifestyle, but I can at least share that there are options for loyalty cards on Android/Linux. I just have my one bank card I use and my ID. I bring my wallet when I know I need something in it.