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Aside from the heat pump we have all of these things and they’re often running all at once. Never had an outside
There’s a standard
Then you’d round up to the nearest service level. Realistically, I believe most recent-ish houses are 200a service now with larger ones or hot climates tending to 300a+
At least here the electrical service base rate is largely set by the max amperage you can draw from the grid. I’ll use my own home’s electricity cost breakdown as an example (all listed prices, even the additional tax, include our 25.5 % VAT)
For many cities in Finland the base rate for grid connection is considerably higher, and especially for apartments tends to be the majority of your electricity bill outside major urban centers. Even in cities it makes up a large percentage, so there’s a big incentive to not overspec your service.
That may be the entire difference, we don’t have that base cost. Our monthly bill is mainly the actual useage, itemized into generating cost, transfer cost, fees and taxes. There is usually an administrative fee but that’s fixed cost.