No, not entirely.

We have taxes taken out every paycheck that is kind of like an estimate of what you actually owe. At the end of the year, you file complicated paperwork to determine what you actually owe. Big tax companies lobby hard to keep it this way.

For anything more complicated than a very basic life, people often use a tax company (like TurboTax or HR block) for help, which costs money. For even more complicated ones, people may use an accountant.

It’s a ridiculous system and the lobbyists keep it like that