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Crazily enough we do to some extent. They issue you a bunch of stuff in boot camp. It comes out of your pay.
It’s sorta the same but not, the government knows the money is there they are just doing funny accounting. When the school sends me a notice that one of my kids needs something they have no idea what my financial situation is. This matters. Soldiers can concentrate on learning how to do their thing, students are distracted by demands to figure out how to buy something.