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It’s called “reappropriation”, and there are words in other groups, such as the LGBT community, which are only considered “acceptable” when used by members of the in-group.
https://www.grammarly.com/blog/pc-and-reclaimed-words/
That’s fair, my only issue is clearly determining what makes someone a member of the group. I guess for LGBT it’s more clearly defined, but it becomes a lot harder to determine if you’re from X ethnicity or if you belong to Y culture (or I guess the hard part is to make people accept you in their club…)