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If I had kids, I wouldn’t live there. If I lived there I wouldn’t have kids until I was able to move.
It obviously isn’t as simple as that, and it’s a personal choice, but that’s how I see it. Kids isn’t just an emotional choice, you’ve gotta be able to raise them within your means.
Where I live, we could own a house and have a couple kids, but it makes more sense to rent right now. Where we currently live, we could have a couple kids, and they’d each have their own room, but it’d be a bit tight.
That’s part of the problem though. We should all be able to have a house and kids. Those are not luxuries. The fact that you’re arguing that income is fine if you forego those means the corporations and billionaires have successfully convinced you to fight against your own class and self interests.
I’m not arguing that it isn’t bullshit, I’m just arguing that it’s possible, considering the situation. Just because it’s bullshit that I can’t afford kids doesn’t mean I’m going to accumulate credit debt by having kids.