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It’s not even a good analytics tool. If you submit an academic paper with excel plots in it, I’ll reject that shit without reading it and type “lmaoooooooo…” To the review character limit.
My 12 year old child knows how to use matplotlib and he thinks Santa can fit down a chimney.
It is good enough for financial and marketing analytics, just because there are better tools for scientific applications doesn’t make Excel a bad analytic tool for general use.
It depends on the scale. I’ll agree that excel is a great tool for household finances.