Yes, but all the data that I care about is in my single human user’s account already. If I install malicious software then I’m already hooped regardless.

Look, I’m not saying this is no biggie. There are plenty of systems out there that will have to install this patch. Single-user computers probably should too. The situation I’m addressing is the case where a gaming computer has its performance as a gaming measurably harmed by the patch’s overhead, which is reportedly significant in some cases. In those cases it’s reasonable to weigh the merits and decide that this vulnerability isn’t all that big a problem.