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You try living on 42k/year in a metropolitan area and tell me how it works out for you.
I’m not the person you are replying to, but I take your point and agree with you in principle. However, you didn’t really address their point that $42k is the median household income in her area. So at least half the households (not just individuals) are trying it. But I don’t know how it’s working out for them.
Perhaps that region is quite affordable or has a low cost of living or is crime ridden, idk.