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My wife and I are part of a younger generation whose culture revolves around NOT having children until all those things you mentioned are attained. The stress of even having a kid, let alone multiple, is not something we’re going to address until we hit financial security.
And at least in most places of the world, you are unlikely to ever achieve financial security because the government inflates your fiat currency until it’s worthless.
The subtext there is that you feel that financial security is something which is attainable.
No it isn’t, there’s no implication of that. Just that they won’t reproduce until they see it happening.