• Ghostalmedia
    link
    fedilink
    English
    219 months ago

    Paying the mortgage usually isn’t the big problem people have. It’s getting hundreds of thousands for a down.

    • @[email protected]
      link
      fedilink
      39 months ago

      It’s getting hundreds of thousands for a down.

      Lol, what?

      My house was only $60k and it’s 1,200 sqft.

      The problem is that people want to live outside of their means. They think they’re entitled to things they can’t afford.

      • Ghostalmedia
        link
        fedilink
        English
        199 months ago

        I live in a different part of the country, with a very different cost of living, and salaries that are adjusted for this region. I live here because this is where all the work is for what I do professionally.

      • BananaPeal
        link
        fedilink
        English
        159 months ago

        That’s not the issue where I live. Houses easily go for $300k+ here and the only rentals I can find are $3000/mo, and/or winter months only. You may say to just move, but I grew up in this area, I have the best job I’ve ever had and my kids’ school is helping them immensely. Shouldn’t I be able to find a modest 3 bedroom that’s affordable? We’ll I can’t.

          • BananaPeal
            link
            fedilink
            English
            69 months ago

            That’s the answer? Uproot my family, change the school that works well for my kids, and likely change jobs because land owners are greedy. Makes sense to me.

            • @[email protected]
              link
              fedilink
              09 months ago

              Yeah. You can no longer afford to live somewhere, so you have to move somewhere cheaper.

              Other people are willing and able to pay more than you, so they get access to places before you do.

              It’s called “supply and demand,” and unfortunately people like you have convinced themselves they are immune to it.

              • BananaPeal
                link
                fedilink
                English
                19 months ago

                Supply and demand shouldn’t apply to basic necessities like housing, food, water, and healthcare.

                • @[email protected]
                  link
                  fedilink
                  19 months ago

                  I agree, but it’s the quality of housing and food that people don’t realize.

                  If you can’t afford to live in desirable areas, then you have to move to undesirable areas.

                  If you can’t afford doordash every day, then you have to cook your own meals.

                  City people don’t want to accept these simple facts of life and get mad whenever an adult points it out to them.

      • @[email protected]
        link
        fedilink
        99 months ago

        Very happy for you my man, but not everyone has that possibility. My house was 200K when I bought it over a decade ago, it’s probably ~350K now. Putting it simply, I couldn’t possibly afford my own house today if I were a first time home buyer, and it’s a very basic house from 1958.

        And I’m definitely one of the lucky ones. Many others can’t possibly get on the property ladder at all, and just because I did doesn’t mean I can’t recognize how much harder it is for them.

        • @[email protected]
          link
          fedilink
          29 months ago

          You would have to move to a cheaper area because you could not afford the one you live in.

          It’s what happens when you can’t afford things; you don’t get them.

        • @[email protected]
          link
          fedilink
          19 months ago

          No, it’s a pretty modest house but has all the amenities that modern people expect.

          1,200 sqft for 1 person is pretty damn good :)