• @[email protected]
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    9 months ago

    no i mean who HAS 15% of their paycheck available to spend. i ain’t bill gates, i have FOOD and RENT

    • @[email protected]
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      59 months ago

      Most people here decided they’re better than those with less money than them and it’s fine to blame those less fortunate for “thier mistakes”. It’s pretty depressing.

      • @[email protected]
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        59 months ago

        The only person I see being blamed obviously fucked up their 401k, or is complaining that they added a couple hundred dollars over the course of decades and don’t have a ton of money.

        It has nothing to do with them being poor, but with them fucking up and then trying to claim they are the victim.

    • @[email protected]
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      9 months ago
      1. It doesn’t need to be 15% right away
      2. Use the power of time

      The trick is to set aside something, anything, no matter how small, to start. Then whenever you get a raise, set aside part of that so you will never have seen it or spent it.

      Your most powerful weapon is not how much you can set aside now, but how early you can start. Investments over the length of your career can turn a little into a lot. Get started now, no matter how small, and use time as your greatest weapon.

    • @[email protected]
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      39 months ago

      I think you just figured out why we’re doomed. Don’t assume I have spent my life doing this, I’ve tried to stay out of poverty for most of it. Now that I can, I do. Those who have good pay right after college spend their lives paying in.