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That $900,000 dollars is just what they bill you if you have insurance. If you pay cash directly to the hospital you can negotiate the amount down to $740,000.
You can actually negotiate it down way further. The hospital may actually write it off depending on your financial situation.
Not defending the system btw. I think it’s asenine that my fellow citizens have to jump through these hoops. Tax funded healthcare (or at the very least tax payer funded insurance) is the way to go.