Those people you have to talk off a cliff, it’s because they are cognizant of the fact that they are but 1-2 missed paychecks from being homeless. And if they’re not, well, how long did it take them to get this job? Doubt they have the financial ability to weather another period of unemployment. I’m gainfully employed, get regular raises, but I’m still struggling, despite earning (20k) more than the median worker where I live. The next used car I buy, I’m making sure that I’ll be able to live in there if worse comes to worse.

the stress that accompanies poverty is far-reaching, and invades every other aspect of your life. We’re all just terrified of dying alone on the street, because right now in the U.S. that’s a very real possibility for 60% of us.