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On the time of writing it I was thinking like that: they can either be locked in a lowest position their regular employees have and save their wealth OR lose it and start over from a blank page. The conflict is that they won’t have trouble going to the top once again with their connections and stuff, but they’d not be brave enough to lose everything and would hold onto their dragon’s gold nest whatever it takes. Greed holding them back sounds like a fairy-tailish punishment.
But in a real context you are right.