It’s only regressive if you assume cars are a necessity, they’re really not in NYC. I sold my car after moving down from New England and haven’t regretted it, and it’s not an affordability issue for me either.

Also the rich will always have access to luxuries that poor people don’t. There will always be fancy restaurants and nicer clothes than are inaccessible to the poor, but that is separate from them having decent quality food and clothes, and maybe can go out to a nicer dinner every so often, just not a $500 tasting menu.