phone broke, car broke, cat broke, house broke, im broke
The closer you are to no money, the more expensive life gets
The reason that the rich were so rich, Vimes reasoned, was because they managed to spend less money. Take boots, for example. … A really good pair of leather boots cost fifty dollars. But an affordable pair of boots, which were sort of OK for a season or two and then leaked like hell when the cardboard gave out, cost about ten dollars. … But the thing was that good boots lasted for years and years. A man who could afford fifty dollars had a pair of boots that’d still be keeping his feet dry in ten years’ time, while a poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and would still have wet feet. This was the Captain Samuel Vimes ‘Boots’ theory of socio-economic unfairness.
As someone with shit income but a nice savings buffer, holy shit it makes things so easy, compared. “Cool dress, I’ll get that for next summer - cool coat, I’ll get that for next winter”, no problem. Just got my cat’s meds for the next 4 months at a sale, and the next sale should be in that time. Also could get her thyroid radiotherapy, that’s already paid for itself (compared to permanent expensive meds, of course not compared to no treatment). Appliance starting to make a noise or performance dropping, time to add that to my second hand watch list and keep an eye on sales of quality brands, rather than being forced to risk it failing and then getting something in a hurry, possibly on some payment scheme with a high interest rate. Pantry items on sale and/or in bulk. And of course the kind of main shoes that have held up for 5+ years, just could use a resoling soon.
I can’t even imagine the constant stress living without it would be. Ow. :/
I was in a similar place, but now I’m in a slightly dumber place. I have a solid savings buffer, and an okay income but I put the bulk of my savings into a certificate and then ended up needing my liquid savings for nonsense.
So I have a solid savings buffer, but I can’t touch it lol
For real though, the more money you have the more discounts and gifts you get. And then they’ll complain about some food helps.
Wtf, I’ve got to eat again!?
The system is working as intended.
I had all 4 tires go flat on my car one day after another, it was annoying as hell waking up every morning to a patch job
My car always seems to act up around Christmas time, and only around Christmas time. 😠
Maybe you should give it a Christmas present.
Like a new battery.
I started my financial success after pirating instead of paying subscriptions. Took that extra money and bought some random stocks.
Lord yeah. The money saved by not paying for all those streaming services might actually be able to buy a yacht, fuck the coffee
I had like 4 streaming services. My total savings like close to 80 bucks. Started with doing meme stocks and made a few bucks. Then moved to more stable investments. My ETFs and stocks are giving me 22% returns since I started.
I’m also still buying stocks every month. Mostly ETFs. JPEQ is my favorite.
While I don’t have yacht money, I now have boat money. I still pirate tho.
I now have boat money. I still pirate
thoPlunder the seas!
Ahoy!!
“Some bullshit” yeah right you just craved for that avocado toast, didn’t you?
Literally life lately holy shit
This is my life. A few years ago I decided to think about it differently - something happens, but I have the money to cover it. Gave up.
Some bullshit = my dumb lazy ass ordering delivery for the third time this week, at least it’s food and not booze this time
Bunda? Is that what you’re subliminating at me?
What… Is … in the background of this? What is going on. It doesn’t all look like letters in latín alphabet
Definitely not me spending all of my savings on a new clutch and slave cylinder :(
