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I have prime membership for the 5% off prime card. It pays for membership easily as I shop there a lot. Also, they typically do a 6% discount if I select the slower shipping. Idk.
If it’s the prime credit card, you get the 5% back regardless of your prime status. Also, shipping is free for non-prime Members, it’s just 4-5 days instead of 0-2
It’s not the credit card, it’s the less useful prime card that I believe needs prime membership