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What if I want to buy something that costs 1000 points, which equates to $10, and I have 300 points in-game? I want to use those 300 points, but I want to cover the rest with $7 of real money. If they only list two costs - $10 or 1000 points - I can’t do that, but if they let me buy 700 points for $7, I can do it.
They could just list both the full price and the price - the ammount of points you have in dollars.