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That’s a rational take on something that isn’t rational. Worry is fun in that it doesn’t care about your logic.
Example: My friend was ditched in a round of layoffs a ways back with terrible timing. He’s just moved back to the country, with a mortgage and other costs, taken in his dad to care for, and it’s close to 10k/mo of run-rate with cars and dual taxes and just family costs. I bet he still worries, even though it’s no help.
Right, which is why identifying and eliminating such behavior is preferable.
I don’t have to engage in irrational behavior just because some stupid idea pops into my head.